Understanding Credit Scores: How Credit Card Use Impacts Credit Scores

Credit cards are one of the most common ways customers use credit since they offer a quick way to borrow money to make purchases. How a customer uses or abuses their credit card(s) can affect their credit score and ability to apply for additional credit or make other purchases, like a house or apartment. Here, you’ll learn what actions can affect a customer’s credit score, either positively or negatively, as well as some tips to help customers improve their credit score using their credit card.