Regulation C: Home Mortgage Disclosure Act

Regulation C: Home Mortgage Disclosure Act is an elearning course that familiarizes you with the Home Mortgage Disclosure Act (HMDA). It was implemented by Regulation C to prevent discriminatory lending by financial institutions. In this course, you will learn the definition of redlining, how the HDMA tries to prevent this discriminatory practice, and what types of loans are covered by the Act. We’ll examine which reports, disclosures and notices are required by your financial institution to ensure compliance with the HDMA, and where to find more information.

Part of our series on Regulations, this course reviews the HDMA’s purpose and requirements. It includes a video with audio narration and downloadable materials. A quick quiz is provided to test retention of key takeaways.