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Determine Where Cuts Can Be Made

Not all budgets require you to make cuts to your spending, but a lot of budgets do. Determining where cuts can be made can sometimes be a little difficult, especially when we are giving up something we really enjoy. Just keep in mind that the cuts you make, need to be realistic, and something that you can follow through on.
It is important to remember that budgeting can give us a sense of control over our finances and make things easier. The key here is knowing how to prioritize what we want versus what we need. Sometimes, this just comes down the fact that some items are more expensive than others so they should be cut out first or last on your list instead of in-between like you might think at first glance.

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