Regulation Z: Ability to Repay and Qualified Mortgages

Regulation Z or the Truth in Lending Act, is one of the most complex regulations within banking. The regulation encompasses several laws or acts and has been amended over and over. The regulation requires creditors to disclose the terms and cost of consumer credit transactions along with a host of other things. This course is intended for those working in the consumer lending arena, both real estate and non-real estate.